English 
Chinese Tak Chuan Credit Service Limited
We provide personal loans, TU-free loans, guaranteed approval loans and other services.
Loan Services
Apply Online
It can be done with just one phone call, the entire process is handled online, no face-to-face interviews, it is extremely convenient. We provide flexible credit limits, personalized repayment terms, approval within 1 hour, rapid cash arrival, no application fees, and faster turnover!
No TU credit report required
Our loan application process does not require a TransUnion credit report query, which means you can apply for a loan without affecting your credit history.
Loan Process
Fill in the application form
Click the 'Apply Now' button below and fill out our simple application form. You only need to provide some basic information.
Review and approval
Our financial experts will review your application and get back to you as quickly as possible. We are committed to approving your loan quickly.
Funds received
Once approval is completed, your funds will be transferred immediately to your designated account. Now you can start implementing your plans!
Balance Transfer
Centralized debt management
Balance transfers allow you to simplify financial management by consolidating multiple debts into one account. This centralization helps track your debt more clearly, reduces the risk of missed payment dates, and enables you to plan your repayment strategy more effectively.
Reduce interest costs
With a balance transfer, you can move high-interest debt into a lower-interest account, thereby reducing your overall interest costs. This can help optimize your financial situation and reduce the burden that long-term debt can cause.
Improve credit rating
Actively using balance transfers to effectively manage your debt and make payments on time can help improve your credit rating. Lower debt interest and a better credit rating can give you more borrowing and finance options while saving you money.
Private Loans
Online application and approval
Private loans on the website enable borrowers to easily complete the loan application process without having to visit a bank or financial institution in person. With an online application, borrowers can submit their loan applications from home or anywhere they have an internet connection. Many loan sites also offer the option of fast approval, which means you’ll know within a short period of time whether you’ve been approved.
Convenient comparison and selection
On the Internet, borrowers can easily compare interest rates, loan amounts, repayment terms and other terms of different loan options. This helps them find the loan product that best suits their financial situation. The website also provides online loan services to help borrowers borrow money quickly to ensure that borrowers can solve their financial difficulties.
Fast deposit and withdrawal of funds
Once a private loan application on the site is approved, borrowers can typically get the funds they need quickly. This is particularly useful in emergency situations or situations where immediate funding is needed. Some sites even offer instant transfers, allowing borrowers to receive funds within hours.
Homeowner Loans
No property restrictions
You do not need to identify a specific property as security in advance; you can apply for any type of property.
No property valuation required
When taking out a property loan, you are not required to obtain a valuation for your property. This saves you time and money.
No property valuation required
Two or more people who jointly own a property can also apply, saving time.
Tak Chuan Credit Service Limited provides full online loan free TU personal loan business loan application service.
*The monthly repayment amount is calculated based on an effective interest rate of 10% and is for reference only.